The cost of studying at the University of Cambridge is broken down into two areas:

  1. University Composition Fee: a payment made via Newnham College to the University to cover the cost of your education and your college membership.
  2. Maintenance: the estimated minimum cost of living during your time at the University.

These, along with any additional costs, make up the minimum financial commitment you will be required to demonstrate before you can be admitted to the University. A number of general and course-specific funding opportunities exist to help you meet this commitment.

UK Bank Accounts

It is vital that all students have a UK bank account set up as soon as possible. All the major UK banks have local branches in Cambridge and a letter from Newnham is usually required to set up a bank account. All new students will find a form to request a bank letter in their welcome packs. On request, the Tutorial and Admissions Office will provide a letter confirming your student status if you do not already have a UK bank account. In order to do so we will need to know which bank the request is for.


Postgraduate students will receive a bill around the start of each term which may include University Composition Fees, rent, kitchen fixed charge, buttery pre-paid meal plan. These bills must be paid by the due date shown on the bill.

Payment should be made by online bank transfer; the College cannot accept payments by either cheque, cash, or debit/credit card. The College bank account details are clearly displayed on the bill.

US Loans

From 1 July 2010 the University of Cambridge began participating in the William D. Ford Federal Direct Loan programme. The change has been made in order to comply with the Health Care and Education Reconciliation Act of 2010, which was passed by Congress and signed into law by President Obama in March, ending the Federal Family Education Loan Program (FFEL). Visit the University of Cambridge Consumer Information pages to find out more.